8 surprising ways you can protect your rights after a car accident
Insurance experts are trained to reject or underestimate claims if they cannot be legally rejected.
In the immediate aftermath of a car accident, you probably don’t think about protecting your rights with regard to an insurance claim and possible legal action. Instead, you are more likely to focus on injuries sustained by you or your passengers and damage to your vehicle. However, it is important to stay focused and make sure that you are safe both physically and financially.
Hire a lawyer
When it comes to protecting your rights after a car accident, some of the options available to you seem obvious, such as hiring a lawyer. But even with these more popular options, there are often aspects that people are not aware of. For example, people often think that hiring a lawyer costs too much money. In reality, however, any reputable Los Angeles auto accident attorney will charge you a fee.
That means they won’t get paid unless you get paid. There is no need to prepay any money and the percentage your lawyer will receive after your payout is regulated. As a result, after paying their lawyer, accident victims usually take home a much larger sum than they would have tried to negotiate a settlement themselves.
Checking the safety of others
If you are involved in an accident, you must, insofar as this is reasonable, check the health and safety of other people involved in the accident. Of course, if you are seriously injured, this requirement does not apply. However, if you are healthy, you need to make sure that others are fine. If you are injured, it is your responsibility to provide all assistance directed by a 911 operator.
If you fail to check the status of other people involved in the accident and provide adequate assistance, you could get into real trouble. Not only will it likely weigh heavily on your conscience, but failure is also known as negligent behavior. Failure to provide assistance could harm you from a legal point of view.
Involvement of the police
Police officer leaning in car window after accident; Image by Matt Chesin, via Unsplash.com.
In the event of a car accident, it is always best to call the police. Failure to do so can have dire consequences. You may be hesitant to contact the police. You may want your accident not to be recorded. There is a fear that you will get a ticket or your insurance company will find out and increase your tariffs.
However, it is important to have an official record of the accident. Of course, if you were drunk or drunk during the accident, this can have serious consequences for you. With these eventualities aside, however, an official report will generally do you more good than harm, especially if another driver later denies your version of the events.
In many accident situations, calling in the police is not only useful. It is also the law. If the accident resulted in $ 500 or more in personal injury, death, or property damage, failure to report the accident is a criminal offense.
You also have the right to review the police report and request corrections if you believe the reporting officer made mistakes or omitted relevant information.
Getting the right medical care
The number of people who feel comfortable after an accident and refuse medical help is frightening. Refusing or delaying medical treatment can be incredibly costly when it is discovered that you have been injured. Many accidental injuries are not recognized immediately, so people do not want to be harassed.
If you do not receive medical attention in good time after an accident, the insurance company will point out that you were not seriously injured in the accident. Instead, they will claim that you are faking your injury, that your injury was due to something other than the accident, or that your injury was made worse by not treating yourself in a timely manner.
Make sure you accept all treatments offered by emergency services, including transportation to the hospital if they deem it necessary. Even if the rescue workers examine you and determine that you are fine, you should still go to the hospital for a more thorough examination.
The insurance company may request an examination by an independent medical examiner when you make a claim. However, you are also entitled to a second opinion from a doctor of your choice.
That might sound harsh, especially if you feel like you were to blame for the accident. However, you should never apologize on the spot. Even if you don’t mean the apology as an admission of guilt, it can still be used that way. It is not your place to blame yourself. The fault should be determined by the court.
You don’t want to admit guilt, but you also don’t want to lie or make misleading statements. When reporting an accident to the police, you should answer the questions truthfully, even if you are admitting a traffic violation. Admitting a violation and admitting a mistake are two different things. Many other factors may also have played a role.
Stay away from social media
One of the most common ways people ruin their insurance claims these days is through social media. Insurance investigators love to search your online presence to find all the information that can help them deny your claim. Even a seemingly innocuous post can haunt you. Ask family and friends not to post anything about you until after your case is resolved.
Gather all available evidence
This may not be feasible in situations where you are injured. However, if you are fine, take pictures of everything. Talk to all witnesses and collect personal information. Your lawyer will conduct an investigation when they take over your case. However, the more you can give them to start with, the better able they are to do their job effectively. Some evidence will disappear forever if you don’t collect it at the time of the accident.
Don’t talk to the insurance company
Insurance experts are trained to reject or underestimate claims if they cannot be legally rejected. They have a whole book of tricks that they will accuse you of in order to avoid you getting the compensation to which you are entitled. Let your lawyer handle all communications with the insurance company. After all, a competent car accident attorney knows all the tricks and how to fight them.